Honda Odyssey Insurance Cost: Average Price and Risk Factors

The Honda Odyssey is a minivan in the family segment. Popular minivan with good safety scores. Typically affordable to insure. Insurers price policies using repair costs, theft data, and typical driver profiles, so your premium will reflect those factors.

State averages, your age, driving history, and coverage level all affect your quote. Use state-level estimates as a starting point, then get quotes from several insurers to find the best rate for your situation.

This vehicle often costs less to insure than many in its segment. Lower repair costs, favorable theft data, or the typical driver profile can help keep premiums down.

Your own rate will also depend on your state, age, and driving record. Compare quotes from multiple companies to see how the Honda Odyssey is priced for your profile.

Moderate repair costs mean insurers do not add a large surcharge for parts and labor. Rates reflect typical claim costs for this segment.

For the Honda Odyssey, repair cost is classified as moderate. Choosing a higher deductible can lower your premium if you can afford the out-of-pocket cost after a claim.

Theft risk for this vehicle is below average. That can help keep comprehensive coverage costs down compared to high-theft models.

Theft risk for the Honda Odyssey is rated low. In areas with high theft rates, comprehensive coverage will cost more. You can still shop around to find the best price.

Typical owners use this vehicle for daily driving and family trips. The resulting claim profile is usually stable and can help keep premiums in a moderate range.

Insurers use data on who typically drives the Honda Odyssey to set rates. Your own age, location, and driving history will have a large impact on your final premium.

Insurance cost compared with similar vehicles in the same segment or type:

• Toyota Camry
• Honda Accord
• Toyota RAV4
• Honda CR-V
• Nissan Altima
• Subaru Outback
• Kia Optima
• Mazda CX-5

Rates for the Honda Odyssey vary by state. Use the links below to see state-level estimates and scenario pages.

• Alabama
• Alaska
• Arizona
• Arkansas
• California
• Colorado
• Connecticut
• Delaware
• Florida
• Georgia
• Hawaii
• Idaho
• Illinois
• Indiana
• Iowa
• Kansas
• Kentucky
• Louisiana

You can often lower your premium for the Honda Odyssey by shopping around and taking advantage of discounts.

• Bundle auto with home or renters insurance for a multi-policy discount.
• Ask about good driver, good student, and pay-in-full discounts.
• Compare quotes from at least three insurers; rates vary widely by company.
• Consider a higher deductible if you can afford the out-of-pocket cost after a claim.
• Some insurers offer usage-based programs that can lower rates for safe driving.