Average Condo Insurance in Kentucky
Condo insurance costs and coverage/deductible options by state.
Estimated Annual Premium: $480 to $590
Estimated Monthly Premium: $40 to $49
The range reflects typical variation. Your actual premium may fall outside this range based on location, insurer, HOA, and other factors not modeled here.
Condo (HO-6) insurance in Kentucky is modeled around $480 to $590 per year (about $40 to $49 per month). Pricing mainly depends on dwelling/unit coverage limits, your personal property limits, the deductible you choose, and how the HOA master policy shares building risk. Use the scenario links below to compare how coverage and deductible move the estimate range.
Sample Scenarios
See how coverage amount and deductible affect the estimate:
- $25,000 Coverage, $500 Deductible
- $25,000 Coverage, $1,000 Deductible
- $25,000 Coverage, $2,500 Deductible
- $50,000 Coverage, $500 Deductible
- $50,000 Coverage, $1,000 Deductible
- $50,000 Coverage, $2,500 Deductible
- $100,000 Coverage, $500 Deductible
- $100,000 Coverage, $1,000 Deductible
- $100,000 Coverage, $2,500 Deductible
Condo Insurance by State · Home insurance in Kentucky · Renters insurance in Kentucky · How We Calculate · Sources