Average Condo Insurance in New York
Condo insurance costs and coverage/deductible options by state.
Estimated Annual Premium: $840 to $1030
Estimated Monthly Premium: $70 to $86
The range reflects typical variation. Your actual premium may fall outside this range based on location, insurer, HOA, and other factors not modeled here.
Condo (HO-6) insurance in New York is modeled around $840 to $1030 per year (about $70 to $86 per month). Pricing mainly depends on dwelling/unit coverage limits, your personal property limits, the deductible you choose, and how the HOA master policy shares building risk. Use the scenario links below to compare how coverage and deductible move the estimate range.
Sample Scenarios
See how coverage amount and deductible affect the estimate:
- $25,000 Coverage, $500 Deductible
- $25,000 Coverage, $1,000 Deductible
- $25,000 Coverage, $2,500 Deductible
- $50,000 Coverage, $500 Deductible
- $50,000 Coverage, $1,000 Deductible
- $50,000 Coverage, $2,500 Deductible
- $100,000 Coverage, $500 Deductible
- $100,000 Coverage, $1,000 Deductible
- $100,000 Coverage, $2,500 Deductible
Condo Insurance by State · Home insurance in New York · Renters insurance in New York · How We Calculate · Sources