Estimated Annual Premium: $510 to $630

Estimated Monthly Premium: $40 to $50

The range reflects typical variation. Your actual premium may fall outside this range based on FEMA zone, elevation, and insurer.

County-level estimates reflect typical flood insurance premiums in Utah County. Costs vary with flood risk zone, coverage limit, and elevation.

Why rates may be higher here

  • Claims history and risk factors above state average
  • Higher flood risk or exposure
  • Higher population and traffic density
  • Higher repair and replacement costs in the area
  • Local risk factors and claims experience

Sample Scenarios

Average flood insurance in Utah · Flood by State · Home insurance in Utah · How We Calculate · Sources