Landlord insurance in Massachusetts: $150K Property Value, $5,000 Deductible
Estimated Annual Premium: $720 to $890
Estimated Monthly Premium: $60 to $70
The range reflects typical variation. Your actual premium may fall outside this range based on location, property type, and insurer.
What This Scenario Changes
In Massachusetts, your estimated annual premium is about $720 to $890, which is roughly $60 to $70 per month.
Tradeoff: For landlords, $5,000 Deductible controls how much of a covered building loss you pay first. Choosing a higher deductible can lower premium, but it increases cash you must cover after a claim.
How to interpret the range: compare sibling scenario links and look for consistent directionality. If changing coverage or deductible moves the range a lot, that is a signal those are the levers that matter most for your scenario choice.
- What moves this estimate: property value and deductible define the size of building losses the insurer models and the portion you pay first. In states where how much it costs to repair or replace, insurers price landlord protection accordingly.
- Tradeoff: For landlords, $5,000 Deductible controls how much of a covered building loss you pay first. Choosing a higher deductible can lower premium, but it increases cash you must cover after a claim.
- Where this matters most: for Massachusetts, insurers often price around the cost to repair or replace after losses tied to winter weather exposure.
Average landlord insurance in Massachusetts · Landlord by State
How This Estimate Is Calculated
Landlord (dwelling fire) estimates use state-level average premiums with multipliers for property value tier and deductible. Educational estimates only.
See our how we calculate page.