Landlord insurance in Ohio: $300K Property Value, $2,500 Deductible
Estimated Annual Premium: $660 to $810
Estimated Monthly Premium: $60 to $70
The range reflects typical variation. Your actual premium may fall outside this range based on location, property type, and insurer.
What This Scenario Changes
In Ohio, your estimated annual premium is about $660 to $810, which is roughly $60 to $70 per month.
What moves this estimate: property value and deductible define the size of building losses the insurer models and the portion you pay first. In states where tornado and severe storm exposure, insurers price landlord protection accordingly.
Tradeoff: $300K Property Value is tied to how large building losses could be. When rebuild costs track tornado and severe storm exposure, higher property value coverage can move the premium range up.
- Tradeoff: $300K Property Value is tied to how large building losses could be. When rebuild costs track tornado and severe storm exposure, higher property value coverage can move the premium range up.
- Tradeoff: For landlords, $2,500 Deductible controls how much of a covered building loss you pay first. Choosing a higher deductible can lower premium, but it increases cash you must cover after a claim.
- Where this matters most: tornado and severe storm exposure is the background pressure that the scenario inputs layer on top of.
Average landlord insurance in Ohio · Landlord by State
How This Estimate Is Calculated
Landlord (dwelling fire) estimates use state-level average premiums with multipliers for property value tier and deductible. Educational estimates only.
See our how we calculate page.