Landlord insurance in Oregon: $300K Property Value, $5,000 Deductible
Estimated Annual Premium: $740 to $900
Estimated Monthly Premium: $60 to $80
The range reflects typical variation. Your actual premium may fall outside this range based on location, property type, and insurer.
What This Scenario Changes
In Oregon, your estimated annual premium is about $740 to $900, which is roughly $60 to $80 per month.
What moves this estimate: property value and deductible define the size of building losses the insurer models and the portion you pay first. In states where how much it costs to repair or replace, insurers price landlord protection accordingly.
Tradeoff: $300K Property Value is tied to how large building losses could be. When rebuild costs track how much it costs to repair or replace, higher property value coverage can move the premium range up.
- Tradeoff: $300K Property Value is tied to how large building losses could be. When rebuild costs track how much it costs to repair or replace, higher property value coverage can move the premium range up.
- Tradeoff: For landlords, $5,000 Deductible controls how much of a covered building loss you pay first. Choosing a higher deductible can lower premium, but it increases cash you must cover after a claim.
- Where this matters most: how much it costs to repair or replace is the background pressure that the scenario inputs layer on top of.
Average landlord insurance in Oregon · Landlord by State
How This Estimate Is Calculated
Landlord (dwelling fire) estimates use state-level average premiums with multipliers for property value tier and deductible. Educational estimates only.
See our how we calculate page.