Average Landlord Insurance Cost in South Dakota
Landlord insurance costs and rental property coverage considerations by state.
Estimated Annual Premium: $510 to $1150
Estimated Monthly Premium: $43 to $96
The range reflects typical variation. Your actual premium may fall outside this range based on location, property type, and insurer.
Quick Answer
How much is landlord insurance in South Dakota? About $510 to $1150 per year ($43 to $96 per month).
Higher property value and lower deductibles usually increase the modeled range in South Dakota.
Use the sample scenarios below to compare how deductible and value shift the estimate.
The modeled landlord estimate reflects how property value and deductible choices change risk. Location can shift the underlying loss patterns and rebuild/claim costs, which is why the range differs across South Dakota.
Sample Scenarios
See how property value and deductible affect the estimate:
- $150K Property Value, $1,000 Deductible
- $150K Property Value, $2,500 Deductible
- $150K Property Value, $5,000 Deductible
- $300K Property Value, $1,000 Deductible
- $300K Property Value, $2,500 Deductible
- $300K Property Value, $5,000 Deductible
- $500K Property Value, $1,000 Deductible
- $500K Property Value, $2,500 Deductible
- $500K Property Value, $5,000 Deductible
Landlord Insurance by State · Renters insurance in South Dakota · Home insurance in South Dakota · How We Calculate · Sources