Quick Answer

Liability-only vs full coverage motorcycle insurance costs differ by state. Use the state links to compare estimated costs.

Liability Only vs Full Coverage

Compare by State

Select a state to see the same comparison with that state's estimates: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland.

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Frequently asked questions

Are these real quotes?

No. These are educational estimates from state-level data. Get quotes from insurers for your situation.

Why does coverage level affect cost?

Higher coverage limits and optional coverages (e.g. collision, comprehensive) cost more because they pay out more in claims. Minimum coverage meets state requirements at lower premium.

How do I use this page?

Use the comparison links to open a state-level page where you can see estimated cost for each option. Then get quotes from multiple insurers.