Average Renters Insurance in California
Average renters insurance costs and coverage choices by state.
Estimated Annual Premium: $260 to $320
Estimated Monthly Premium: $22 to $27
The range reflects typical variation. Your actual premium may fall outside this range based on location, insurer, and other factors not modeled here.
Quick Answer
How much is renters insurance in California? About $260 to $320 per year ($22 to $27 per month).
Cheap renters insurance often starts near $240 to $290 per year ($20 to $24 per month) with lower-cost coverage and deductible trade-offs.
Your estimate moves most with coverage limits and deductible, and local risk affects pricing in California.
Use the sample scenarios below to compare.
This model provides an educational range based on coverage and deductible trade-offs. Your actual quote can vary by your address, policy details, and insurer underwriting in California.
Cheap Renters Insurance in California
For a lower-cost starting point in California, this model estimates about $240 to $290 per year ($20 to $24 per month).
Use scenarios like $15,000 Coverage · $1,000 Deductible to see how deductible and coverage trade-offs move the estimate.
Renters insurance by city in California
Sample Scenarios
See how coverage amount and deductible affect the estimate:
- $15,000 Coverage, $500 Deductible
- $15,000 Coverage, $1,000 Deductible
- $30,000 Coverage, $500 Deductible
- $30,000 Coverage, $1,000 Deductible
- $50,000 Coverage, $500 Deductible
- $50,000 Coverage, $1,000 Deductible
Renters Insurance by State · Auto insurance in California · How We Calculate · Sources