Average Renters Insurance in Idaho
Average renters insurance costs and coverage choices by state.
Estimated Annual Premium: $180 to $220
Estimated Monthly Premium: $15 to $18
The range reflects typical variation. Your actual premium may fall outside this range based on location, insurer, and other factors not modeled here.
Quick Answer
How much is renters insurance in Idaho? About $180 to $220 per year ($15 to $18 per month).
Cheap renters insurance often starts near $160 to $200 per year ($13 to $17 per month) with lower-cost coverage and deductible trade-offs.
Your estimate moves most with coverage limits and deductible, and local risk affects pricing in Idaho.
Use the sample scenarios below to compare.
This model provides an educational range based on coverage and deductible trade-offs. Your actual quote can vary by your address, policy details, and insurer underwriting in Idaho.
Cheap Renters Insurance in Idaho
For a lower-cost starting point in Idaho, this model estimates about $160 to $200 per year ($13 to $17 per month).
Use scenarios like $15,000 Coverage · $1,000 Deductible to see how deductible and coverage trade-offs move the estimate.
Renters insurance by city in Idaho
Sample Scenarios
See how coverage amount and deductible affect the estimate:
- $15,000 Coverage, $500 Deductible
- $15,000 Coverage, $1,000 Deductible
- $30,000 Coverage, $500 Deductible
- $30,000 Coverage, $1,000 Deductible
- $50,000 Coverage, $500 Deductible
- $50,000 Coverage, $1,000 Deductible
Renters Insurance by State · Auto insurance in Idaho · How We Calculate · Sources