Average Renters Insurance in Dallas, Texas

In Dallas, renters insurance is estimated at about $400 to $490 per year (about $30 to $40 per month). The two choices that most directly move this range are your coverage limit and deductible. Local risk signals, including theft and weather exposure, help explain why city estimates can run above or below the state average.

Why rates may be higher here

• Claims history and risk factors above state average
• Greater weather exposure (hail, wind, etc.)
• Higher population and traffic density
• Higher repair and replacement costs in the area
• Local risk factors and claims experience

Sample Scenarios

See how coverage and deductible affect the estimate in Dallas:

• $15,000 Coverage, $500 Deductible
• $15,000 Coverage, $1,000 Deductible
• $30,000 Coverage, $500 Deductible
• $30,000 Coverage, $1,000 Deductible
• $50,000 Coverage, $500 Deductible
• $50,000 Coverage, $1,000 Deductible

Average renters insurance in Texas · Renters by State