Subaru Outback Insurance Cost: Average Price and Risk Factors

The Subaru Outback is a crossover wagon in the family segment. Crossover wagon with strong safety image. Often favored by insurers for lower claims. Insurers price policies using repair costs, theft data, and typical driver profiles, so your premium will reflect those factors.

State averages, your age, driving history, and coverage level all affect your quote. Use state-level estimates as a starting point, then get quotes from several insurers to find the best rate for your situation.

Typical use includes family and outdoor activities. Insurers see a predictable profile and price in line with the vehicle's repair and theft data.

Insurers use data on who typically drives the Subaru Outback to set rates. Your own age, location, and driving history will have a large impact on your final premium.

Safety ratings are solid. Insurers consider crash test results and injury data; better outcomes can help keep rates in check.

Safety features and crash test results for the Subaru Outback are part of how insurers assess risk. Ask about discounts for safety equipment when you get quotes.

Moderate repair costs mean insurers do not add a large surcharge for parts and labor. Rates reflect typical claim costs for this segment.

For the Subaru Outback, repair cost is classified as moderate. Choosing a higher deductible can lower your premium if you can afford the out-of-pocket cost after a claim.

Insurance costs for this vehicle typically sit near the average for its segment. Repair costs, theft risk, and safety ratings tend to balance out in insurer pricing.

Your own rate will also depend on your state, age, and driving record. Compare quotes from multiple companies to see how the Subaru Outback is priced for your profile.

Rates for the Subaru Outback vary by state. Use the links below to see state-level estimates and scenario pages.

• Alabama
• Alaska
• Arizona
• Arkansas
• California
• Colorado
• Connecticut
• Delaware
• Florida
• Georgia
• Hawaii
• Idaho
• Illinois
• Indiana
• Iowa
• Kansas
• Kentucky
• Louisiana

You can often lower your premium for the Subaru Outback by shopping around and taking advantage of discounts.

• Bundle auto with home or renters insurance for a multi-policy discount.
• Ask about good driver, good student, and pay-in-full discounts.
• Compare quotes from at least three insurers; rates vary widely by company.
• Consider a higher deductible if you can afford the out-of-pocket cost after a claim.
• Some insurers offer usage-based programs that can lower rates for safe driving.