Average Renters Insurance in Colorado
Average renters insurance costs and coverage choices by state.
Estimated Annual Premium: $310 to $380
Estimated Monthly Premium: $26 to $32
The range reflects typical variation. Your actual premium may fall outside this range based on location, insurer, and other factors not modeled here.
Quick Answer
How much is renters insurance in Colorado? About $310 to $380 per year ($26 to $32 per month).
Cheap renters insurance often starts near $280 to $340 per year ($23 to $28 per month) with lower-cost coverage and deductible trade-offs.
Your estimate moves most with coverage limits and deductible, and local risk affects pricing in Colorado.
Use the sample scenarios below to compare.
This model provides an educational range based on coverage and deductible trade-offs. Your actual quote can vary by your address, policy details, and insurer underwriting in Colorado.
Cheap Renters Insurance in Colorado
For a lower-cost starting point in Colorado, this model estimates about $280 to $340 per year ($23 to $28 per month).
Use scenarios like $15,000 Coverage · $1,000 Deductible to see how deductible and coverage trade-offs move the estimate.
Renters insurance by city in Colorado
Sample Scenarios
See how coverage amount and deductible affect the estimate:
- $15,000 Coverage, $500 Deductible
- $15,000 Coverage, $1,000 Deductible
- $30,000 Coverage, $500 Deductible
- $30,000 Coverage, $1,000 Deductible
- $50,000 Coverage, $500 Deductible
- $50,000 Coverage, $1,000 Deductible
Renters Insurance by State · Auto insurance in Colorado · How We Calculate · Sources