Ford Escape Insurance Cost: Average Price and Risk Factors

Insurance costs for the Ford Escape depend on where you live, your driving history, and the coverage you choose. Compact SUV with multiple powertrain options. Rates vary by state and driver. Because of that, rates for this vehicle tend to track close to the average for the segment.

State averages, your age, driving history, and coverage level all affect your quote. Use state-level estimates as a starting point, then get quotes from several insurers to find the best rate for your situation.

Insurance cost compared with similar vehicles in the same segment or type:

• Toyota Camry
• Honda Accord
• Toyota RAV4
• Honda CR-V
• Nissan Altima
• Subaru Outback
• Jeep Wrangler
• Kia Optima

This model usually lands in the middle of the pack for insurance. Insurers weigh repair costs, theft data, and safety performance to set competitive rates.

Your own rate will also depend on your state, age, and driving record. Compare quotes from multiple companies to see how the Ford Escape is priced for your profile.

Theft risk is in line with segment norms. Insurers do not apply a large theft surcharge for this vehicle in most regions.

Theft risk for the Ford Escape is rated moderate. In areas with high theft rates, comprehensive coverage will cost more. You can still shop around to find the best price.

Safety ratings are adequate for the class. Rates reflect typical claim experience for vehicles in this segment.

Safety features and crash test results for the Ford Escape are part of how insurers assess risk. Ask about discounts for safety equipment when you get quotes.

Rates for the Ford Escape vary by state. Use the links below to see state-level estimates and scenario pages.

• Alabama
• Alaska
• Arizona
• Arkansas
• California
• Colorado
• Connecticut
• Delaware
• Florida
• Georgia
• Hawaii
• Idaho
• Illinois
• Indiana
• Iowa
• Kansas
• Kentucky
• Louisiana

You can often lower your premium for the Ford Escape by shopping around and taking advantage of discounts.

• Bundle auto with home or renters insurance for a multi-policy discount.
• Ask about good driver, good student, and pay-in-full discounts.
• Compare quotes from at least three insurers; rates vary widely by company.
• Consider a higher deductible if you can afford the out-of-pocket cost after a claim.
• Some insurers offer usage-based programs that can lower rates for safe driving.