Honda Accord Insurance Cost: Average Price and Risk Factors

A top-selling midsize sedan with a reputation for reliability and resale value. Insurance for the Honda Accord is influenced by repair costs, safety ratings, and theft risk. We outline how these factors affect your likely premium and how to compare quotes.

State averages, your age, driving history, and coverage level all affect your quote. Use state-level estimates as a starting point, then get quotes from several insurers to find the best rate for your situation.

Insurance cost compared with similar vehicles in the same segment or type:

• Toyota Camry
• Tesla Model 3
• Toyota RAV4
• Honda CR-V
• Nissan Altima
• Toyota Corolla
• Honda Civic
• Subaru Outback

This model usually lands in the middle of the pack for insurance. Insurers weigh repair costs, theft data, and safety performance to set competitive rates.

Your own rate will also depend on your state, age, and driving record. Compare quotes from multiple companies to see how the Honda Accord is priced for your profile.

Theft risk is in line with segment norms. Insurers do not apply a large theft surcharge for this vehicle in most regions.

Theft risk for the Honda Accord is rated moderate. In areas with high theft rates, comprehensive coverage will cost more. You can still shop around to find the best price.

Good safety performance is factored into pricing. Vehicles with strong crash test results may see lower claim frequency and severity.

Safety features and crash test results for the Honda Accord are part of how insurers assess risk. Ask about discounts for safety equipment when you get quotes.

Rates for the Honda Accord vary by state. Use the links below to see state-level estimates and scenario pages.

• Alabama
• Alaska
• Arizona
• Arkansas
• California
• Colorado
• Connecticut
• Delaware
• Florida
• Georgia
• Hawaii
• Idaho
• Illinois
• Indiana
• Iowa
• Kansas
• Kentucky
• Louisiana

You can often lower your premium for the Honda Accord by shopping around and taking advantage of discounts.

• Bundle auto with home or renters insurance for a multi-policy discount.
• Ask about good driver, good student, and pay-in-full discounts.
• Compare quotes from at least three insurers; rates vary widely by company.
• Consider a higher deductible if you can afford the out-of-pocket cost after a claim.
• Some insurers offer usage-based programs that can lower rates for safe driving.