Honda CR-V Insurance Cost: Average Price and Risk Factors

Popular compact crossover with good crash test results and lower claim frequency. Insurance for the Honda CR-V is influenced by repair costs, safety ratings, and theft risk. We outline how these factors affect your likely premium and how to compare quotes.

State averages, your age, driving history, and coverage level all affect your quote. Use state-level estimates as a starting point, then get quotes from several insurers to find the best rate for your situation.

Insurance costs for this vehicle typically sit near the average for its segment. Repair costs, theft risk, and safety ratings tend to balance out in insurer pricing.

Your own rate will also depend on your state, age, and driving record. Compare quotes from multiple companies to see how the Honda CR-V is priced for your profile.

Moderate repair costs mean insurers do not add a large surcharge for parts and labor. Rates reflect typical claim costs for this segment.

For the Honda CR-V, repair cost is classified as moderate. Choosing a higher deductible can lower your premium if you can afford the out-of-pocket cost after a claim.

Theft risk is in line with segment norms. Insurers do not apply a large theft surcharge for this vehicle in most regions.

Theft risk for the Honda CR-V is rated moderate. In areas with high theft rates, comprehensive coverage will cost more. You can still shop around to find the best price.

Typical owners use this vehicle for daily driving and family trips. The resulting claim profile is usually stable and can help keep premiums in a moderate range.

Insurers use data on who typically drives the Honda CR-V to set rates. Your own age, location, and driving history will have a large impact on your final premium.

Insurance cost compared with similar vehicles in the same segment or type:

• Toyota Camry
• Honda Accord
• Toyota RAV4
• Nissan Altima
• Subaru Outback
• Jeep Wrangler
• Kia Optima
• Mazda CX-5

Rates for the Honda CR-V vary by state. Use the links below to see state-level estimates and scenario pages.

• Alabama
• Alaska
• Arizona
• Arkansas
• California
• Colorado
• Connecticut
• Delaware
• Florida
• Georgia
• Hawaii
• Idaho
• Illinois
• Indiana
• Iowa
• Kansas
• Kentucky
• Louisiana

You can often lower your premium for the Honda CR-V by shopping around and taking advantage of discounts.

• Bundle auto with home or renters insurance for a multi-policy discount.
• Ask about good driver, good student, and pay-in-full discounts.
• Compare quotes from at least three insurers; rates vary widely by company.
• Consider a higher deductible if you can afford the out-of-pocket cost after a claim.
• Some insurers offer usage-based programs that can lower rates for safe driving.